• Payment Gateways 101

Payment Gateways 101

Ensure payments are processed securely

Payment Gateways

What is a Payment Gateway?

Payment gateways authorize electronic credit card and ACH payments to provide seamless payment processing for businesses. They can be thought of as similar to a POS terminal found in many retail establishments. These gateways encrypt and store sensitive data, including credit card numbers, ACH account numbers, AVV and CVV2 information. This ensures that sensitive information is kept safe while a payment is processed. These gateways are also responsible for transferring payment information to the customer’s acquiring bank. Payment gateways reduce a business’ liability and ensure that payments are processed securely.

Payment processing can be automated by having a secure software vendor communicate with the payment gateway and the acquiring bank to ensure seamless payment processing. k-eCommerce Credit Card Extension, a payment processing solution for Microsoft Dynamics users, works with multiple gateways to ensure secure payment processing. This PA-DSS certified solution makes it easy for a business to obtain PCI Compliance and also supports token technology.

How do payment gateways work?

There are several steps that take place during the transaction process, which take only a couple seconds. It all starts when a user submits a payment from a business’ website, ERP or third party application.


Payment gateway then pushes the response and token back to k-eCommerce tables.

Payment Processing Step 5


Payment info is received and applied into ERP.

Payment Processing Step 6

What payment gateways does k-eCommerce work with?

k-eCommerce works with several gateways in order to provide a reliable payment processing solution for Microsoft Dynamics users. For information about our payment processing software, Credit Card Extension, follow this link. k-eCommerce payment processing solutions also include the ability to accept payments via ACH accounts.

Gateways Supported

  • Authorize.net
  • PPI PayMover
  • Moneris
  • Admeris
  • Paypal
  • Ingenico Payment Services
  • CyberSource
  • Chase Paymentech
  • Global Payments
  • BeanStream
  • Sage